Insurance law
Insurers, brokers and risk managers: the group drafts policies, checks the adequacy of cover and defends its clients in insurance disputes.
A privileged contact for insurance players — companies, brokers, risk managers — the Asterias Avocats group brings its experience to the drafting of insurance policies, the check of adequacy between commercial contracts and the cover taken out, and the implementation of global insurance programmes.
Beyond advice, the group assists and represents its clients in disputes over the triggering or interpretation of insurance cover. It also offers training tailored to all players of the insurance world.
The legal framework
Insurance law rests on the French Insurance Code, supplemented, in transport matters, by market policies and clauses (cargo, hull, liability). Transport insurance has its own usages: disclosure of the risk, the indemnity principle, the insurer's subrogation into the insured's rights against the liable third party, and its interplay with the carrier's liability regimes. The adequacy between the commercial contract and the cover taken out is often at the heart of the dispute.
The situations we handle
- Drafting and audit of insurance policies and their clauses
- Checking the adequacy of cover to commercial contracts
- Setting up global insurance programmes
- Triggering and interpretation of cover, claims handling
- The insurer's subrogated recourse against the liable third party
How we work
Coming from the transport-insurance, broking and marine world, the group's lawyers master both the drafting and the litigation of cover. The group analyses the policy, the claim and the underlying contracts, assesses whether the cover is triggered and defends the interests of the insured, the insurer or the broker, as the case may be, up to the subrogated recourse.
Matters frequently connect with maritime law and transport law. Submit your policy or your claim to the group.
